SEPA / ISO 20022 reject code
MD01
Mandate missing or invalid
Error
SDD Core/B2B
CFONB 31
Meaning
The debtor disputes the transaction for want of a valid direct debit mandate: no mandate, revoked, or lapsed.
The debtor disputes the transaction for want of consent (mandate missing, revoked or lapsed). Applies to rejects, returns and refunds of an unauthorised transaction.
Common causes
Resolution
Other reasons in the same family