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SEPA / ISO 20022 reject code

MD01

Mandate missing or invalid

Error SDD Core/B2B CFONB 31
Meaning

The debtor disputes the transaction for want of a valid direct debit mandate: no mandate, revoked, or lapsed.

The debtor disputes the transaction for want of consent (mandate missing, revoked or lapsed). Applies to rejects, returns and refunds of an unauthorised transaction.

Common causes
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Resolution
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