Deadlines Structured addresses: Swift and the EPC have postponed their deadlines. Read the latest update
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Resources

Guides, reference data and deadlines

Everything published freely on the site, in one place: the in-depth guides, both code reference sets and the state of the migration calendars.

Reference guide

ISO 20022 structured addresses

Both calendars, the XML fields, the CFONB mapping rules, the traps and an FAQ. Updated on 17 September 2026.

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Reference data

43 EBICS error codes

EBICS 2.5 and 3.0, sorted by category and severity, with the standard label, the common causes and the recommended action.

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Reference data

29 ISO 20022 reject reasons

The reasons for SEPA credit transfers and direct debits, with their CFONB equivalent, who should act and whether a retry is possible.

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Deadline status

DeadlineScopeStatus on 17 September 2026
SwiftCross-border payments, structured addressesPostponed on 27 August 2026, new date to be announced by December 2026
EPCSEPA credit transfers and direct debitsThe 15 November 2026 deadline was lifted on 9 September 2026, new date expected
T2 / TIPSLarge-value paymentsRelease moved from 14 to 28 November 2026, temporary tolerance
Germany, LuxembourgCustomer file formats15 November 2026 maintained to date

This table is kept in step with the structured addresses guide. A date that moves appears here the same day.