SEPA / ISO 20022 reject code

AC13

Debtor account closed

Error SCT Reject/ReturnSDD Core/B2B CFONB 15

Meaning

The originating account used to issue the transaction is no longer active.

Originator's account closed out / closed. Applies to rejects. In a B2B direct debit (SDD B2B), AC13 has another meaning (CFONB 31): the debtor's account is a consumer account, which is incompatible with that scheme.

Common causes

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Resolution

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Other reasons in the same family